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In most states you can file a diminished value claim when youre not at fault for an accident. Diminished value claims help you recoup your car value money that you cannot make when you resell it due to its collision history. Car Depreciation How Much It Costs You Carfax If the damage to your car is assessed at 050 you would multiply 1300 the 10 cap by 050 the damage multiplier to get 650. Car depreciation after accident . The diminished value is the amount your car has depreciated in market value because of the fact that it has been in an accident. How much does a car depreciate per year. For example the value of your vehicle may have been 22500 before the accident but after all the repairs have been made it may be appraised for only 18000. Every year the value will depreciate about 10 to 15 no matter what. What this means is that if your car is damaged in a car accident even if it gets repaired and is as good as new the fact that it has a damage history or is considered a